Business Insurance

Get a Quote Instantly

Motorcycle Insurance

Protect Your Ride with Prime Insurance Services

Whether you ride for leisure or depend on your motorcycle for daily transportation, having reliable motorcycle insurance is essential. Accidents, theft, and unexpected damages can be costly without the right coverage. At Prime Insurance Services, we provide customized motorcycle insurance to ensure you and your bike are protected wherever the road takes you.

Year-Round Protection for Your Motorcycle

Some riders hit the road year-round, while others store their bikes during certain seasons. No matter how often you ride, your motorcycle needs protection at all times. Even when in storage, risks like theft, fire, and vandalism still exist. When on the road, accidents and liability concerns can lead to significant expenses. Our insurance policies offer comprehensive coverage for both riding and off-season storage.

Types of Motorcycle Insurance Coverage

As an independent agency, Prime Insurance Services works with multiple insurance carriers to find the best coverage for your specific needs. Available motorcycle insurance policies include:

  • Liability Coverage – Protects against injury or property damage claims from an accident you cause.
  • Collision Coverage – Covers repairs or replacement costs if your motorcycle is damaged in a crash.
  • Uninsured/Underinsured Motorist Coverage – Provides protection if you're in an accident with a driver who lacks adequate insurance.
  • Equipment Coverage – Covers upgrades, custom parts, and accessories added to your motorcycle.

We insure all types of motorcycles, from brand-new Harley-Davidsons to classic vintage bikes. Whatever you ride, we've got you covered.

Stay Protected While You Ride

In many states, motorcyclists are required to carry liability insurance and must have proof of coverage while riding. Liability insurance protects against legal fees and financial losses if you're involved in an accident. Additional coverage, such as collision, comprehensive, and medical payments insurance, can provide further protection for you and your motorcycle.

How to Choose the Right Motorcycle Insurance

  • Evaluate Your Risks: Consider how often you ride, where you store your bike, and your accident risks.
  • Check State Requirements: Ensure your policy meets legal requirements for motorcycle insurance in your state.
  • Find the Right Balance: Get the protection you need at a price that fits your budget.
  • Consult an Expert: Speak with our insurance specialists to customize a policy that works for you.

Ride with confidence knowing that Prime Insurance Services has your back. Contact us today to get a quote.

Get a Quote

Prime Insurance Services

3440 Toringdon Way, Suite 205
Office 254, Charlotte NC 28277

980-297-9827

info@primeinsurancellc.com

Partner Carriers

ForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAAForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAA