Home Insurance

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Home Insurance

Your home is one of your most valuable assets—ensure it's protected with a comprehensive home insurance policy from Prime Insurance Services. Our policies provide coverage for your home, belongings, and personal liability, giving you peace of mind against life's uncertainties.

What's Covered in a Home Insurance Policy?

  • Guaranteed Replacement Cost – Covers the full cost of rebuilding your home in case of total loss
  • Water & Sewer Backup Protection – Helps cover damages from drain or sewer system failures
  • Home Systems Protection – Covers costly mechanical breakdowns of home systems like HVAC, electrical, and plumbing
  • Service Line Coverage – Protects underground utility lines from unexpected damage
  • Personal Liability – Covers legal and medical expenses if someone is injured on your property
  • In-Home Business Protection – Safeguards your home-based business and equipment
  • Unexplained Loss Coverage – Protection against mysterious disappearances of valuables
  • Worldwide Personal Liability – Extends coverage beyond your home, protecting you wherever you go
  • Identity Theft Protection – Covers expenses related to identity fraud and recovery

Why Choose Prime Insurance Services?

  • Customized Coverage – Tailored home insurance solutions to match your needs
  • Expert Claims Assistance – Guidance to help you navigate claims with ease
  • Honest & Professional Advice – In-depth policy reviews to ensure you have the right coverage
  • Reliable Customer Support – We're here when you need us the most

Partner Carriers

ForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAAForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAA