Insurance is not just about protecting what you have; it's about securing your future and the peace of mind that comes with it.

Auto Insurance

Home Insurance

Life Insurance

Business Insurance

Personal Insurance

Umbrella Insurance

Cyber & EPIL

Renters Insurance

Motorcycle Insurance

Boat Insurance

Condo Insurance

Transportational Insurance

Auto Insurance

Home Insurance

Life Insurance

Business Insurance

Personal Insurance

Umbrella Insurance

Cyber & EPIL

Renters Insurance

Motorcycle Insurance

Boat Insurance

Condo Insurance

Transportational Insurance

Are you paying too much for insurance?

Save Money

Are you sure you have the right coverage at the best price?

Expert Protection

Independent Insurance Agency with years of experience

Multiple Options

We compare multiple carriers to find your perfect coverage

Best Value

Get the best coverage at a low premium

Comprehensive Insurance Solutions Tailored for You

At Prime Insurance Services, we understand that insurance isn't just about policies—it's about protecting what matters most. Whether it's your home, your business, or your future, we provide customized personal and business insurance designed to fit your unique needs.

As an independent insurance agency, we partner with top-rated carriers to ensure you get the best coverage at competitive rates. Our mission is simple: to provide reliable, transparent, and tailored insurance solutions backed by expert guidance and exceptional service.

Personal Insurance – Protection for You and Your Family

Life is unpredictable, but the right personal insurance can give you peace of mind knowing that your assets and loved ones are protected. We offer a range of policies to cover your everyday and long-term needs:

Auto Insurance – Safeguard your vehicle with comprehensive, collision, and liability coverage.

Home Insurance – Protect your home and belongings from unexpected events.

Renters & Condo Insurance – Secure coverage for your personal property and liability.

Umbrella Insurance – Extra liability protection beyond your standard policies.

Boat & Motorcycle Insurance – Coverage for recreational vehicles and watercraft.

Life Insurance – Financial security for your family's future.

Business Insurance – Secure Your Business's Future

Your business is an investment in your future, and the right insurance helps you safeguard it against unforeseen risks. We provide insurance solutions for businesses of all sizes:

General Liability Insurance – Protects against lawsuits related to injury or property damage.

Commercial Property Insurance – Coverage for office spaces, buildings, and equipment.

Workers' Compensation – Supports employees with medical expenses and lost wages.

Cyber Liability Insurance – Protection from cyber threats, data breaches, and fraud.

Business Owner's Policy (BOP) – A bundled policy covering general liability and property insurance.

Why Choose Prime Insurance Services?

Independent & Unbiased – We work for you, not a single insurance provider, giving you access to multiple options.

Expert Guidance – Our team takes the time to understand your unique needs and recommend the right coverage.

Transparent & Honest Service – We provide clear explanations and policy reviews, ensuring you know exactly what you're getting.

Local & Reliable – Our agents are always available when you need assistance, claims support, or policy adjustments.

Get a Personalized Insurance Quote Today

Choosing Prime Insurance Services means getting better protection, better value, and better service with your needs always put first. Contact us today.

Get a Quote

Prime Insurance Services

3440 Toringdon Way, Suite 205
Office 254, Charlotte NC 28277

980-297-9827

info@primeinsurancellc.com

The Independent Agency Advantage

Why Choose an Independent Insurance Agency?

Not all insurance agencies are the same. As an independent agency, Prime Insurance Services works for you—not a single insurance company. This means we provide unbiased guidance, competitive pricing, and a wide range of coverage options to meet your specific needs.

More Options, Better Protection

At Prime Insurance Services, we partner with multiple insurance providers to offer a wide range of coverage options.

This means you get personalized policies tailored to your needs, ensuring you have the right protection at the best possible price—without being limited to a single provider.

Support When You Need It Most

We believe that insurance should come with reliable support. Whether you have a question about your policy or need to file a claim, our team is here to provide guidance.

With our dedicated team, quick responses and hassle-free assistance are always just a click away when you need it the most.

Trusted Advice, Every Step of the Way

With a team of experienced and knowledgeable professionals, we stay updated on industry trends and regulations to provide expert recommendations.

Whether you're choosing a new policy or reviewing your existing coverage, we ensure you make informed decisions with confidence.

Choosing Prime Insurance Services means getting better protection, better value, and better service with your needs always put first. Contact us today.

Partner Carriers

ForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAAForemostHeritageLiberty MutualSafecoNationwideState AutoThe HartfordAmerican ModernBerkshire HathawayNational GeneralTravelersAAA